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Bring Your Ideas to Life
Everything that you dreamed of can be brought to life exactly at the moment when you decide to win.
Each type of visual aid has pros and cons that must be evaluated to ensure it will be beneficial to the overall presentation. Before incorporating visual aids into speeches, the speaker should understand that if used incorrectly, the visual will not be an aid, but a distraction.
Book design is the art of incorporating the content, style, format, design, and sequence of the various components of a book into a coherent whole. In the words of Jan Tschichold, "methods and rules upon which it is impossible to improve, have been developed over centuries. To produce perfect books, these rules have to be brought back to life and applied."
Front matter, or preliminaries, is the first section of a book and is usually the smallest section in terms of the number of pages. Each page is counted, but no folio or page number is expressed or printed, on either display pages or blank pages.

FinTech is Everywhere: Re-Inventing New Technology

What is FinTech? FinTech is a new industry that uses technology to improve activities in finance.
According to EY's FinTech Adoption Index, "A third of consumers worldwide are using two or more FinTech services, with 84 percent of customers saying they're aware of FinTech, up 22 percent from the previous year."

Various start-ups have been involved in the process of creating these new technologies. Many of the world's top banks, including HSBC and Credit Suisse, have also developed their FinTech ideas.

Today, FinTech companies directly compete with banks in most areas of the financial sector to sell financial services and solutions to customers. Banks still struggle to keep up with FinTech startups, in terms of innovation speed, mostly because of their regulations and internal structures.

People using FinTech realized early on that financial services, of all kinds, including money transfers, lending, investments, and payments, need to seamlessly integrate into the lives of the tech-savvy and sophisticated customers to stay relevant in a world where business and private life have become increasingly digitized.
Millennials and rising generations prefer quick and easy banking services, over walking into a traditional branch, making appointments with bank consultants, lengthy account processes, or putting together a portfolio in person. These are a few ways mobile and digital banking allow for a more streamlined and stress-free process.
Andrii Tymoshenko
Using smartphones, for mobile banking, investing services, and cryptocurrency are examples of how these technologies are aiming to make financial services more accessible to the general public.

FinTech companies utilize widely available technology, like payment apps, as well as more complex software applications, such as artificial intelligence and big data. So let's have a quick look at some others.

Some technologies you may already know:

  • Blockchain
  • Cryptocurrency
  • Bitcoin
Disruptive innovation

Disruptive innovation happens whenever new technologies alter the way markets operate.

Though not exclusively a FinTech term, it's often used to describe events in the financial services where technological developments force financial institutions to rethink their approach to the industry.

Initial coin offering

An initial coin offering (ICO) is a crowdfunding measure for start-ups that use blockchain.

It involves the selling of a start-up's cryptocurrency units in return for cash.ICOs are similar to initial public offerings (IPOs), where the shares of a company are sold to investors for the first time.

But ICOs differ from IPOs in that they deal with supporters of a project rather than investors, making the investment more similar to a crowdfunding experiment.


Robo-advisors are platforms that automate investment advice using financial algorithms. They limit the need for human investment managers, thereby cutting down on the cost of managing a portfolio.
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